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Banks
 

Nedbank
Describes the bank's individual and corporate services and features financial calculators, press releases, market updates and economic forecasts. NetBank
users can also log in here.
ABSA Direct Internet Banking
Access for a direct banking service offered to ABSA clients.
African Merchant Bank
Banking group presents a company overview, the functions and services of
the divisions, and financial reports.
Amalgamated Banks South Africa
Retail banker offers a description of its services. Find applications for credit
cards and checking or savings accounts.
AMB Holdings
Financial services firm with head offices in Sandton offers corporate and investor
reports, register alerts, FAQ and a feedback link.
American Express
Find a corporate overview, descriptions of the different types of charge cards,
and the services related to travel and foreign exchange.
Bankfin
Provides details of the personal banking products of Absa, including car loans,
savings and checking accounts, and credit cards.
Bankgate
Institute aims to bring justice to those who have been overcharged on interest
by their banks. Find contacts for help and press clippings.
Banking Council, The

Industry body liaising between government, consumers and interest groups,
and promoting best international practice.
Banking South Africa
Lists commercial banks and their business hours, as well as currency and foreign
exchange rates. Links back to the SA Venues Web site.
BoE
Investment and banking organisation presents a corporate profile, its products
and services, and its financial reports.
Boland PKS
Institution focuses on commercial banking in urban and semi-urban areas. Offers
an outline of its services, including electronic transactions.
BondNet
Apply for home loans online and negotiate the best terms for a mortgage bond.
Includes calculators and a directory of bidding banks.
Deutsche Bank Securities
Find out about the products and services offered by the investment banking

arm of Deutsche Bank.
Development Bank of South Africa
Find an address by President Mandela on the purpose and history of this financial development institution. Browse its employment vacancies.
E-commerce Made Easy
Offers online financial services without merchant account or registered business requirements. Find out about the credit card facilities.
First National Bank
Oldest bank in this country presents its history, financial reports, products and
services, and details of its lending and other rates.
First National Bank SA Investment
Visit the international corporate-investment branch of this major financial institution.
Find profiles of services offered and contact details.
Henry Ansbacher
Take a look at this offshore banking organisation. Services include wealth advice,
investment management and private banking.
Investec
Provides private and investment banking, securities trading and asset management.
See the tables of market movements, activities and indicators.
Investec Group
Specialist banking group lists its key areas, presents financial highlights, and
provides a searchable database of products and services.
Marriott Merchant Bank
Features the firm's divisions and their products and services, and an index of certain
companies' performance in the stock exchange.
Mercantile Lisbon Bank
Financial conglomerate offers a wide range of services through its operations in
niche markets. Find out about electronic banking.
Micro Finance Regulatory Council
Learn more about the Micro Finance Regulatory Council and search for an accredited
lender in your area.
MLS Bank
Bank specialising in financial services for medical and dental professionals lists its
services and provides a FAQ.
NBS Bank
South African company provides life insurance and financial services. Read about
savings and investment options or banking by phone.
Nedcor Group
Find a corporate profile, an overview of the banks in this group, financial statements
and economic research reports.
Origin
Rand Merchant Bank Division outlines its Single Credit debt consolidation,
investment services and online banking.
Permanent Bank
Read about the loans and other services designed for home and car buyers.
Pretorium Trust
Find out about the benefits of being a trust member, including 50 days interest free
credit, hire purchase financing and short term insurance.
Rand Merchant Bank
Contains a corporate overview, descriptions of products and services, economic
reports and international briefs.
SA Home Loans
Find out about discount home loans, including details on costs, benefits, insurance
and payments. Make an online application.
Saambou Bank
Read a company overview, browse the personal finance and other services and check
out the financial statements.
Savings & Credit Cooperative League
National association of credit unions and cooperatives. Browse its services and a
member list.
South Africa - South African Reserve Bank
Details the role and function of the central bank, media releases, economic and
financial info, registered banks and job vacancies.
South African Exchange Rates
Supplies foreign currency rates to the South African rand. Links back to the South
Africa Venues Web site.
Stanbic Africa
Standard Bank Group describes its international banking network. Find economic
reports, trade profiles and individual country branches.
Standard Bank of South Africa Limited
Offers online banking services for commercial and private customers. Read about its
services and find a list of associated companies.
Standard Bank Unit Trusts
View the bank's performance table, quarterly and annual reports, and offshore fund
prices. Also find a list of FAQs and contact information.
Standard Corporate and Merchant Bank
Describes its corporate banking and finance services. Also find contact information
and an overview of the bank's structure.
Sunwil Financial Services
Provides group loan schemes for companies and employees. Read about the features
of the programme.
Theta
Holding company is associated with the African Bank and offers specialised banking
services with an emphasis on development projects.
WesBank
Read about its personal and corporate finance services, and learn about the Financial
ShockAbsorber Plan. Also check out its online services.

Finance and banking

The South African unit of currency is the Rand (R), which is divided into 100 cents.


Info Provided By:
Cape Town & Western Cape

The coin denominations are; 1c, 2c, 5c, 10c, 20c, 50c, R1, R2 and R5. The notes are R10,00, R 20,00, R 50,00, R 100,00 and R 200,00.

Banking Services
South Africa’s banking system is extensive, efficient and easily accessible. Banks offer a wide range of services, including cash withdrawals, foreign exchange, electronic transfers (wiring), cashing of traveller’s cheques and PIN withdrawals. If your card belongs to the worldwide Cirrus network, you should have no problem using your card.

There are a number of branches of the major banks, and Automatic Teller Machines (ATM’s). ATM’s can be found in shopping centres, at some petrol stations, and in the centre of most cities and towns. Some rural towns do not have ATM's so please keep cash at hand when travelling to the smaller towns and villages in the Cape. If you need to go into the bank, withdrawals can be done over the counter using your passport. Many banks provide foreign exchange facilities. International electronic transfers are also available at most banks – enabling you to send or receive money from overseas. Banks also provide guidance, support and assistance with any banking questions you may have. South African banks also provide convenient and secure Internet banking services.

Hours of Business

Banking hours vary but are generally from 09:00 to 15:30 on weekdays. On Saturdays banks open at 09:00 and close at 11:00. Banks are closed on Sundays and Public Holidays. Some smaller branches have limited operating hours – if you’re going to a small village or rural area, check with the local banks to be sure of their operating hours. The majority of the province’s hundreds of ATM’s are 24-hour facilities, enabling you to do your banking whenever you choose. However, there are ATM’s that closes after 17h00 on week days and 13h00 on weekends. ATM's may not be available in small villages.

Travellers Cheques

Cape Town International Airport has 24-hour foreign exchange facilities. Cape Town and bigger towns have a variety of foreign exchange options to choose from. Rennies Travel is the agent for Thomas Cook and will also change other cheques. American Express has foreign exchange branches in Cape Town and other major towns. Most banks also do foreign exchange transactions. Generally, banks offer the most competitive rates. Many hotels and backpacker’s hostels also offer foreign exchange services.

Credit Cards

Credit cards, especially Visa and Master Card are widely accepted. Nedbank is the official agent for Visa and Standard Bank for Master Card. American Express and Diners Club are also accepted. Not all services have credit card facilities and credit cards cannot be used to pay for petrol (fuel). It is recommended that you keep some cash for these outlets and petrol stations.

VAT Refund

South Africa has adopted a Value Added Tax system of 14% on purchases and services. If you are a foreign visitor to the Cape, you can reclaim your VAT on purchases over R 250, 00 that are taken out of the country unused. There are a number of VAT refund offices. You may find it convenient to use Airport offices or the VAT Refund kiosk at the V&A Waterfront or at Cape Town Tourism in Burg Street, Cape Town. Leave yourself enough time to do this – you’ll need your original tax invoice and your passport, and will need to fill in a form and have the goods you bought available for inspection. For more information see www.taxrefunds.co.za

Tipping and Bargaining

Tipping is an accepted practice in the Cape. Tipping in bars and restaurants is normally between 10% and 15%. Tipping taxi drivers and petrol attendants is also a common practice at about 10%. “Car guards” normally get a few rand for their services. Bargaining is not a South African habit but it is worth asking about special deals and any discounts that may apply.
Visit Tourism Cape Town for further Information and more..


Classifieds
:

ABSA BANK
Ryneveld St, Stellenbosch , 7600
Tel: (021) 887-3550 - Fax: (021) 887-8591
FIRST NATIONAL BANK
124 Main Rd, Wynberg, Cape Town, 7800
Tel: (021) 797-8437 - Fax: (021) 797-7281
PERMANENT BANK
Old Mutual Bldg, Darling St, Cape Town , 8001
Tel: (021) 509-2353 - Fax: (021) 509-4003


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